authentication

PSD2, Article 4(29) First adopted 2015-11-25

a procedure which allows the payment service provider to verify the identity of a payment service user or the validity of the use of a specific payment instrument, including the use of the user’s personalised security credentials

eIDAS, Article 3(5) Own wording adopted 2014-07-23, amended 2024-10-18

a procedure which allows an electronic process that enables the payment service provider to verify confirmation of the identity electronic identification of a payment service user natural or legal person or the validity confirmation of the use origin and integrity of a specific payment instrument, including the use of the user’s personalised security credentials data in electronic form

Compared with PSD2: struck words are only in PSD2, marked words only here.