payer

SEPA Regulation, Article 2(3) First adopted 2012-03-14

a natural or legal person who holds a payment account and allows a payment order from that payment account or, where there is no payer’s payment account, a natural or legal person who makes a payment order to a payee’s payment account

PSD2, Article 4(8) Same wording adopted 2015-11-25

Same wording as Cross-border Payments Regulation.

a natural or legal person who holds a payment account and allows a payment order from that payment account, or, where there is no payment account, a natural or legal person who gives a payment order

Cross-border Payments Regulation, Article 2(3) Same wording adopted 2021-07-14

Same wording as PSD2.

a natural or legal person who holds a payment account and allows a payment order from that payment account, or, where there is no payment account, a natural or legal person who gives a payment order

Transfer of Funds Regulation, Article 3(3) Own wording adopted 2023-05-31

a natural or legal person who that holds a payment account and allows a payment order transfer of funds from that payment account or, where there is no payer’s payment account, that gives a natural or legal person who makes a payment transfer of funds order to a payee’s payment account

Compared with SEPA Regulation: struck words are only in SEPA Regulation, marked words only here.